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Compare our plans

Explore coverage limits, benefits, and key differences to find the plan that fits your needs

Choose up to three plans for a side‑by‑side comparison

Choose up to two plans for a side‑by‑side comparison

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Details

Medical Care \u2122 Pro
Medical Elite \u2122 Pro
Medical Select \u2122 Pro<\/p>

Medical Care \u2122 Pro
Medical Elite \u2122 Pro
Medical Select \u2122 Pro<\/p>

Medical Care \u2122 Pro
Medical Elite \u2122 Pro
Medical Select \u2122 Pro<\/p>

Key Benefits

  • Maximum Annual Benefit
  • Provider Network
  • $10 million
  • Free choice of Providers
  • $7 million
  • Free choice of Providers
  • $5 million
  • Outside the U.S.: Free choice of Providers
  • In the U.S.: Within the GlobalCare Network
  • Services outside the GlobalCare Network covered at 60%
  • $3 million
  • Outside the U.S.: Free choice of Providers

    In the U.S.: Within the MedicalCare Network

    Services outside the MedicalCare Network covered at 60%
  • $1 million
  • No coverage in the U.S.

    Free choice of Providers

    Services within Premium Providers Network covered at 60%

Hospitalization

  • Hospital Admission
  • 100%
  • 100%
  • 100%
  • 100%
  • 100%

Inpatient and Day Patient

  • Organ and Tissue Transplants
  • Cochlear Implants for Congenital Condition
  • Oncology Treatment
  • Genetic Therapy / CAR T Cell Therapy
  • $3,000,000 lifetime
  • $40,000
  • 100%
  • $1,000,000
  • $1,100,000 lifetime
  • $30,000
  • 100%
  • $1,000,000
  • $500,000 lifetime
  • $20,000
  • 100%
  • $1,000,000
  • $300,000 lifetime
  • Not covered
  • 100%
  • $1,000,000
  • $300,000 lifetime
  • Not covered
  • 100%
  • $500,000

Outpatient Benefits

  • Prescription Medication
  • Highly Specialized Medications (HSM)
  • Rehabilitation Therapy
  • Home Health Care – Private Nurse
  • 100%
  • 100%
  • 100%
  • 100%
  • 100%
  • 100%
  • 100%
  • 100%
  • $30,000
  • $400,000
  • $10,000
  • $10,000
  • $10,000
  • $200,000
  • $6,000
  • $6,000
  • $5,000
  • $50,000
  • $4,000
  • $4,000

Preventive Benefits

  • Adult Routine Health Check-Up
  • Pediatric Routine Health Check-Up
  • $750
  • $400
  • $500
  • $250
  • $200
  • $150
  • $150
  • $100
  • Not covered
  • Not covered

Maternity Benefits

  • Maternity Care
  • Complications of Maternity and Birth
  • Premium Waiver for Dependent Children Only for children born from Covered Maternity – for 2 children when both parents covered under the Policy – for 1 child when only one parent covered the Policy
  • Normal Delivery: 100% within the Best Doctors Insurance Maternity Network;
  • $8,000 outside the Best Doctors Insurance Maternity Network;
  • Elective Cesarean Section: $10,000 at any Hospital
  • $1,000,000 lifetime/Policy
  • Dependents up to 10 years old
  • $8,500
  • $1,000,000 lifetime/Policy
  • Dependents up to 5 years old
  • $4,000
  • $500,000 lifetime/Policy
  • Not covered
  • $3,500
  • $250,000 lifetime/Policy
  • Not covered
  • $3,000
  • $125,000 lifetime/Policy
  • Not covered

Other Benefits

  • Congenital and Hereditary Disorders (diagnosed before 18 years old)
  • Congenital and Hereditary Disorders (diagnosed at or after 18 years old)
  • Palliative Care / Hospice Services
  • Hearing Aids
  • $5,000,000 lifetime
  • 100%
  • 100%
  • $3,000 lifetime
  • $3,000,000 lifetime
  • 100%
  • 100%
  • $2,000 lifetime
  • $500,000 lifetime
  • 100%
  • 100%
  • $1,000 lifetime
  • $100,000 lifetime
  • 100%
  • 100%
  • $500 lifetime
  • $100,000 lifetime
  • 100%
  • 100%
  • Not covered
Download full comparison table

Things you should know

  • All benefits apply per Insured, per Policy Year, and are subject to any applicable Individual and Family Deductibles, Coinsurance, fees, exclusions, and other terms of the Policy, except when otherwise specified in the Table of Benefits. Any limitations established during the underwriting process will supersede what is stipulated in the Table of Benefits. The Insurance Company shall pay the Usual, Customary, and Reasonable (UCR) charges for the Covered Expenses incurred by an Insured when indicated in the Table of Benefits.
  • Certain types of incurred medical expenses may have limitations or specific conditions that must be met for them to be considered Covered Expenses under the Policy. Certain medical expenses will only be considered Covered Expenses to the extent that they are included in the Table of Benefits, and only under the terms and conditions set forth below in the Conditions of Coverage.
  • The Policy has a thirty (30) day Policy Waiting Period (PWP) that starts on the Cover Effective Date of each Insured. During this time, coverage will only apply to Illnesses or Injuries caused by a covered Accident or a condition of infectious origin that occurs or is manifested for the first time during this period. Any other condition or symptom that is not caused by a covered Accident or a condition of infectious origin that occurs during the PWP will be permanently excluded from coverage.
  • Certain benefits contain a Benefit Waiting Period (BWP) which is indicated in the Table of Benefits. The BWP starts on the Cover Effective Date of each Insured. When a new benefit or a new Module is added, the Benefit Waiting Period will be calculated as of the Renewal Date when such benefit or Module becomes effective as shown in the Table of Benefits.
  • The Insured must obtain pre-authorization before incurring any medical expenses associated with Emergency and non-Emergency medical treatment or services, when covered under the Policy. These benefits, medical treatments, and services will not be covered if they are not pre-authorized.