Plan comparsion - Best Doctors Insurance

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Analise os limites de cobertura, os benefícios e as principais diferenças para encontrar o plano que mais atende às suas necessidades

Selecione até tres planos para comparar lado a lado

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Premier Plus\u2122 Pro

Medical Care \u2122 Pro
Medical Elite \u2122 Pro
Medical Select \u2122 Pro<\/p>

Premier Plus\u2122 Pro

Medical Care \u2122 Pro
Medical Elite \u2122 Pro
Medical Select \u2122 Pro<\/p>

Premier Plus\u2122 Pro

Medical Care \u2122 Pro
Medical Elite \u2122 Pro
Medical Select \u2122 Pro<\/p>

Benefícios Gerais

Benefícios de Internação

Benefícios de Internação e Hospital-Dia

Benefícios Ambulatoriais

Benefícios Preventivos

Benefícios de Maternidade

Outros Benefícios

Things you should know

All benefits apply per Insured, per Policy Year, and are subject to any applicable Individual and Family Deductibles, Coinsurance, fees, exclusions, and other terms of the Policy, except when otherwise specified in the Table of Benefits. Any limitations established during the underwriting process will supersede what is stipulated in the Table of Benefits. The Insurance Company shall pay the Usual, Customary, and Reasonable (UCR) charges for the Covered Expenses incurred by an Insured when indicated in the Table of Benefits.
Certain types of incurred medical expenses may have limitations or specific conditions that must be met for them to be considered Covered Expenses under the Policy. Certain medical expenses will only be considered Covered Expenses to the extent that they are included in the Table of Benefits, and only under the terms and conditions set forth below in the Conditions of Coverage.
The Policy has a thirty (30) day Policy Waiting Period (PWP) that starts on the Cover Effective Date of each Insured. During this time, coverage will only apply to Illnesses or Injuries caused by a covered Accident or a condition of infectious origin that occurs or is manifested for the first time during this period. Any other condition or symptom that is not caused by a covered Accident or a condition of infectious origin that occurs during the PWP will be permanently excluded from coverage.
Certain benefits contain a Benefit Waiting Period (BWP) which is indicated in the Table of Benefits. The BWP starts on the Cover Effective Date of each Insured. When a new benefit or a new Module is added, the Benefit Waiting Period will be calculated as of the Renewal Date when such benefit or Module becomes effective as shown in the Table of Benefits.
The Insured must obtain pre-authorization before incurring any medical expenses associated with Emergency and non-Emergency medical treatment or services, when covered under the Policy. These benefits, medical treatments, and services will not be covered if they are not pre-authorized.