{"id":1787,"date":"2026-04-09T19:40:18","date_gmt":"2026-04-09T19:40:18","guid":{"rendered":"https:\/\/www.bestdoctorsinsurance.com\/?page_id=1787"},"modified":"2026-04-21T22:58:19","modified_gmt":"2026-04-21T22:58:19","slug":"perguntas-frequentes","status":"publish","type":"page","link":"https:\/\/www.bestdoctorsinsurance.com\/pt\/frequently-asked-questions\/","title":{"rendered":"Frequently\u00a0Asked Questions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1787\" class=\"elementor elementor-1787\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c261fbe backgroundFAQ e-flex e-con-boxed e-con e-parent\" data-id=\"1c261fbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d2a10c e-con-full e-flex e-con e-child\" data-id=\"7d2a10c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-582dc71f texted elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"582dc71f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><strong>Frequently Asked<\/strong> Questions \u200b<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed95b0a elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"ed95b0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Clear answers to common questions about our international private medical insurance, coverage, and services<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a9387a4 e-con-full e-flex e-con e-child\" data-id=\"a9387a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da1a37d elementor-widget elementor-widget-image\" data-id=\"da1a37d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"874\" height=\"941\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/06-Desktop-FAQ-BDI-5.png\" class=\"attachment-full size-full wp-image-3367\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/06-Desktop-FAQ-BDI-5.png 874w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/06-Desktop-FAQ-BDI-5-279x300.png 279w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/06-Desktop-FAQ-BDI-5-768x827.png 768w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/06-Desktop-FAQ-BDI-5-11x12.png 11w\" sizes=\"(max-width: 874px) 100vw, 874px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0e3b30 elementor-widget__width-inherit elementor-absolute elementor-widget elementor-widget-image\" data-id=\"e0e3b30\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"109\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-scaled.png\" class=\"attachment-full size-full wp-image-3378\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-scaled.png 2560w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-300x13.png 300w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-1024x43.png 1024w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-768x33.png 768w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-1536x65.png 1536w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-2048x87.png 2048w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/Vector-4-18x1.png 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2acc516d e-flex e-con-boxed e-con e-parent\" data-id=\"2acc516d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:150,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset_tablet&quot;:160,&quot;sticky_offset_mobile&quot;:0,&quot;sticky_effects_offset_tablet&quot;:0,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1c997a62 e-con-full e-flex e-con e-child\" data-id=\"1c997a62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30d09767 elementor-widget elementor-widget-html\" data-id=\"30d09767\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"tabs-wrapper\">\r\n  <div class=\"tabs-nav\" id=\"tabsNav\">\r\n    <a href=\"#general\" class=\"tab-link active\">General information<\/a>\r\n    <a href=\"#benefits\" class=\"tab-link\">Benefits & services<\/a>\r\n    <a href=\"#coverage\" class=\"tab-link\">Coverage<\/a>\r\n    <a href=\"#access\" class=\"tab-link\">Access to healthcare<\/a>\r\n    <a href=\"#reimbursements\" class=\"tab-link\">Reimbursements<\/a>\r\n    <a href=\"#emergencies\" class=\"tab-link\">Emergencies<\/a>\r\n    <a href=\"#authorizations\" class=\"tab-link\">Authorizations and coordination<\/a>\r\n    <a href=\"#policy\" class=\"tab-link\">Policy management<\/a>\r\n    <a href=\"#scheduled\" class=\"tab-link\">Scheduled care<\/a>\r\n    <a href=\"#medications\" class=\"tab-link\">Medications<\/a>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n(function waitForNav() {\r\n  var nav = document.getElementById('tabsNav');\r\n  if (!nav) {\r\n   \r\n    return setTimeout(waitForNav, 200);\r\n  }\r\n\r\n\r\n  var isDown = false;\r\n  var startX, scrollLeft, moved;\r\n\r\n  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300);\r\n    }\r\n\r\n  }\r\n\r\n  wait();\r\n\r\n})();\r\n<\/script>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f5ab956 e-flex e-con-boxed e-con e-parent\" data-id=\"f5ab956\" data-element_type=\"container\" data-e-type=\"container\" id=\"general\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1e2c4c4c e-con-full e-flex e-con e-child\" data-id=\"1e2c4c4c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-46c27b35 e-con-full e-flex e-con e-child\" data-id=\"46c27b35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e92e8a6 elementor-widget elementor-widget-image\" data-id=\"e92e8a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/shield-search.svg\" class=\"attachment-large size-large wp-image-1827\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a629566 elementor-widget elementor-widget-heading\" data-id=\"6a629566\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">General information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23898766 e-con-full e-flex e-con e-child\" data-id=\"23898766\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42445fad elementor-widget elementor-widget-n-accordion\" data-id=\"42445fad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is Best Doctors Insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1110\" class=\"elementor-element elementor-element-63f1e924 e-con-full e-flex e-con e-child\" data-id=\"63f1e924\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb0cb3c elementor-widget elementor-widget-text-editor\" data-id=\"3fb0cb3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Best Doctors Insurance offers long-term international health insurance that provides access to high-quality healthcare both within and outside your country of residence. These plans are designed to support members continuously, covering a wide range of medical needs\u2014from consultations to complex treatments\u2014depending on the selected plan.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who can purchase this insurance and where is it available? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1111\" class=\"elementor-element elementor-element-40ca0632 e-con-full e-flex e-con e-child\" data-id=\"40ca0632\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1960c2f elementor-widget elementor-widget-text-editor\" data-id=\"1960c2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Best Doctors Insurance is available to residents of Latin America, the Caribbean, and Canada, subject to local regulations. Individuals, families, and companies within these regions can apply for coverage. Eligibility, terms, and premiums depend on factors such as age, medical history, and the underwriting evaluation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the difference between international health insurance and travel insurance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1112\" class=\"elementor-element elementor-element-12cd74a3 e-con-full e-flex e-con e-child\" data-id=\"12cd74a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-412a044d elementor-widget elementor-widget-text-editor\" data-id=\"412a044d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">International health insurance is a comprehensive, renewable coverage that includes hospitalizations, treatments, and ongoing medical care. In contrast, travel insurance is temporary and focused on emergencies during a specific period and therefore does not replace a full health insurance plan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ccf23d9 e-flex e-con-boxed e-con e-parent\" data-id=\"1ccf23d9\" data-element_type=\"container\" data-e-type=\"container\" id=\"benefits\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5b142d84 e-con-full e-flex e-con e-child\" data-id=\"5b142d84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-36fcf9a6 e-con-full e-flex e-con e-child\" data-id=\"36fcf9a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-111f70b0 elementor-widget elementor-widget-image\" data-id=\"111f70b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/hospital.svg\" class=\"attachment-large size-large wp-image-1826\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34cf68b3 elementor-widget elementor-widget-heading\" data-id=\"34cf68b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits &amp; services\u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5406ac88 e-con-full e-flex e-con e-child\" data-id=\"5406ac88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31133fce elementor-widget elementor-widget-n-accordion\" data-id=\"31133fce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8230\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8230\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What additional services are included? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8230\" class=\"elementor-element elementor-element-8e8395d e-con-full e-flex e-con e-child\" data-id=\"8e8395d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-714ffab7 elementor-widget elementor-widget-text-editor\" data-id=\"714ffab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Beyond reimbursement for medical expenses, many plans include services such as InterConsultation\u00ae second medical opinion, case management for complex conditions, concierge support for treatment abroad, telemedicine, and assistance with Letters of Guarantee for hospitalizations.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8231\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8231\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is InterConsultation\u00ae and how does it work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8231\" class=\"elementor-element elementor-element-f6fb769 e-con-full e-flex e-con e-child\" data-id=\"f6fb769\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-214964d2 elementor-widget elementor-widget-text-editor\" data-id=\"214964d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">InterConsultation\u00ae is a second medical opinion service that allows you to have your diagnosis and treatment plan reviewed by internationally recognized specialists. After you submit your medical records, a team of experts analyzes your case and issues a report that you can discuss with your treating physician.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8232\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8232\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is Individual Case Management? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8232\" class=\"elementor-element elementor-element-1d05449b e-con-full e-flex e-con e-child\" data-id=\"1d05449b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e32228f elementor-widget elementor-widget-text-editor\" data-id=\"5e32228f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Individual Case Management offers personalized support for members with complex or long-term conditions. A dedicated medical team coordinates with your treating doctors, helps interpret medical information, and supports you throughout the course of treatment.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8233\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8233\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is Best Doctors Concierge\u2122? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8233\" class=\"elementor-element elementor-element-356d55af e-con-full e-flex e-con e-child\" data-id=\"356d55af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12dc4e96 elementor-widget elementor-widget-text-editor\" data-id=\"12dc4e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Best Doctors Concierge\u2122 assists members who need to travel outside their country of residence for treatment. The team can help coordinate medical appointments, hospital admission, and, in some cases, travel logistics and translation services, according to the conditions of your plan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8234\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8234\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do you offer telemedicine services? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8234\" class=\"elementor-element elementor-element-445c19c2 e-con-full e-flex e-con e-child\" data-id=\"445c19c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23be4043 elementor-widget elementor-widget-text-editor\" data-id=\"23be4043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, many plans include telemedicine, which lets you consult with a doctor by phone or video for many non-emergency conditions. In some plans, telemedicine may not apply to the deductible, but always check your benefits to confirm how it works for you.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14706ab0 e-flex e-con-boxed e-con e-parent\" data-id=\"14706ab0\" data-element_type=\"container\" data-e-type=\"container\" id=\"coverage\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4e0296dc e-con-full e-flex e-con e-child\" data-id=\"4e0296dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3696b104 e-con-full e-flex e-con e-child\" data-id=\"3696b104\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dd5a215 elementor-widget elementor-widget-image\" data-id=\"2dd5a215\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/like.svg\" class=\"attachment-large size-large wp-image-1828\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c95cecb elementor-widget elementor-widget-heading\" data-id=\"3c95cecb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coverage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b8edf67 e-con-full e-flex e-con e-child\" data-id=\"4b8edf67\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ce53d0 elementor-widget elementor-widget-n-accordion\" data-id=\"2ce53d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4700\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4700\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What does a policy cover? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4700\" class=\"elementor-element elementor-element-b539490 e-con-full e-flex e-con e-child\" data-id=\"b539490\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b3bb2e4 elementor-widget elementor-widget-text-editor\" data-id=\"3b3bb2e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Policies generally cover hospitalizations, surgeries, emergency care, medical consultations, diagnostic tests, specialized treatments such as oncology, and in many cases, medications. Specific benefits, limits, and conditions are defined in each plan\u2019s Table of Benefits.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4701\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4701\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are pre-existing conditions covered? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4701\" class=\"elementor-element elementor-element-718bd61b e-con-full e-flex e-con e-child\" data-id=\"718bd61b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a26ae39 elementor-widget elementor-widget-text-editor\" data-id=\"3a26ae39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Coverage for pre-existing conditions is determined through the medical underwriting process. Depending on the evaluation, certain conditions may be covered, excluded, or subject to special terms or waiting periods. Any applicable conditions will be clearly specified in the policy.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4702\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4702\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is cancer treatment covered? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4702\" class=\"elementor-element elementor-element-1c22431c e-con-full e-flex e-con e-child\" data-id=\"1c22431c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3ec2cc elementor-widget elementor-widget-text-editor\" data-id=\"7c3ec2cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cancer treatment is a core part of our coverage: eligible diagnostics, surgery, chemotherapy, radiotherapy and other oncology treatments are typically covered up to the limits of your plan. Some plans offer 100% coverage for cancer care, subject to policy conditions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4703\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4703\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are there waiting periods? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4703\" class=\"elementor-element elementor-element-78f5233e e-con-full e-flex e-con e-child\" data-id=\"78f5233e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bccf4b6 elementor-widget elementor-widget-text-editor\" data-id=\"5bccf4b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Some benefits, such as maternity or certain procedures and treatments, may have waiting periods before they become available. These are clearly defined in the policy.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4704\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4704\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are medications covered? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4704\" class=\"elementor-element elementor-element-7e5a10d1 e-con-full e-flex e-con e-child\" data-id=\"7e5a10d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19e49131 elementor-widget elementor-widget-text-editor\" data-id=\"19e49131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Medications related to covered conditions are typically included, either during hospitalization or as an outpatient benefit, depending on the plan. Over-the-counter medications are generally not covered.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10f993a7 e-flex e-con-boxed e-con e-parent\" data-id=\"10f993a7\" data-element_type=\"container\" data-e-type=\"container\" id=\"access\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5ae13ae2 e-con-full e-flex e-con e-child\" data-id=\"5ae13ae2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4149d793 e-con-full e-flex e-con e-child\" data-id=\"4149d793\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b203a04 elementor-widget elementor-widget-image\" data-id=\"4b203a04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/heart-hand.svg\" class=\"attachment-large size-large wp-image-4610\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbd7187 elementor-widget elementor-widget-heading\" data-id=\"1bbd7187\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Access to healthcare\u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-101b1a08 e-con-full e-flex e-con e-child\" data-id=\"101b1a08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9af1447 elementor-widget elementor-widget-n-accordion\" data-id=\"9af1447\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1620\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1620\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I choose or change my doctor or hospital? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1620\" class=\"elementor-element elementor-element-bfffb66 e-con-full e-flex e-con e-child\" data-id=\"bfffb66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0774de elementor-widget elementor-widget-text-editor\" data-id=\"a0774de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, in most cases you can choose your doctor or hospital within your plan\u2019s area of coverage, subject to policy conditions and prior coordination when required.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1621\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1621\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I receive treatment in the United States? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1621\" class=\"elementor-element elementor-element-792a6668 e-con-full e-flex e-con e-child\" data-id=\"792a6668\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d25789c elementor-widget elementor-widget-text-editor\" data-id=\"1d25789c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This depends on the selected area of coverage. Some plans include coverage in the United States, while others may exclude it or have specific conditions for its use.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1622\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1622\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does BDI pay providers directly? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1622\" class=\"elementor-element elementor-element-61ffedd e-con-full e-flex e-con e-child\" data-id=\"61ffedd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f61142f elementor-widget elementor-widget-text-editor\" data-id=\"6f61142f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. When the provider accepts direct payment and the service has been coordinated in advance, Best Doctors Insurance can arrange direct payment to the hospital or clinic.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17561361 e-flex e-con-boxed e-con e-parent\" data-id=\"17561361\" data-element_type=\"container\" data-e-type=\"container\" id=\"reimbursements\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14f7205d e-con-full e-flex e-con e-child\" data-id=\"14f7205d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d42a794 e-con-full e-flex e-con e-child\" data-id=\"d42a794\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc50074 elementor-widget elementor-widget-image\" data-id=\"fc50074\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/message-alert-square.svg\" class=\"attachment-large size-large wp-image-4609\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5abd6da3 elementor-widget elementor-widget-heading\" data-id=\"5abd6da3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reimbursements \u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-656a27a e-con-full e-flex e-con e-child\" data-id=\"656a27a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a452452 elementor-widget elementor-widget-n-accordion\" data-id=\"a452452\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1720\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1720\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I request a reimbursement? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1720\" class=\"elementor-element elementor-element-59c0f930 e-con-full e-flex e-con e-child\" data-id=\"59c0f930\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42d77d84 elementor-widget elementor-widget-text-editor\" data-id=\"42d77d84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t<style>.elementor-element-42d77d84{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a118e7 elementor-widget elementor-widget-text-editor\" data-id=\"0a118e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t<style>.elementor-element-0a118e7{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14c501a elementor-widget elementor-widget-text-editor\" data-id=\"14c501a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Se voc\u00ea pagou por um servi\u00e7o m\u00e9dico coberto pelo plano, \u00e9 poss\u00edvel solicitar um reembolso ao enviar a documenta\u00e7\u00e3o requerida, incluindo faturas detalhadas, comprovante de pagamento e laudos m\u00e9dicos. As solicita\u00e7\u00f5es de reembolso podem ser enviadas por meio do portal de segurados ou do aplicativo m\u00f3vel. Caso precise de ajuda, entre em contato pelo e-mail\u00a0<b>bdservice@bestdoctorsinsurance.com <\/b>e a equipa ir\u00e1 orient\u00e1-lo durante todo o processo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1721\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1721\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How long does the process take? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1721\" class=\"elementor-element elementor-element-2074af6a e-con-full e-flex e-con e-child\" data-id=\"2074af6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3088a7f2 elementor-widget elementor-widget-text-editor\" data-id=\"3088a7f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Processing time depends on the complexity of the case and whether the documentation is complete. Simple cases may be resolved within a few weeks, while more complex cases may take longer.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56ab3051 e-flex e-con-boxed e-con e-parent\" data-id=\"56ab3051\" data-element_type=\"container\" data-e-type=\"container\" id=\"emergencies\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b8b2c8f e-con-full e-flex e-con e-child\" data-id=\"b8b2c8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5bcd4e80 e-con-full e-flex e-con e-child\" data-id=\"5bcd4e80\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-231cffa elementor-widget elementor-widget-image\" data-id=\"231cffa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/medical-square.svg\" class=\"attachment-large size-large wp-image-4608\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64db5146 elementor-widget elementor-widget-heading\" data-id=\"64db5146\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Emergencies  \u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f164ffb e-con-full e-flex e-con e-child\" data-id=\"5f164ffb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37f84929 elementor-widget elementor-widget-n-accordion\" data-id=\"37f84929\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9390\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9390\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What should I do in a medical emergency? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9390\" class=\"elementor-element elementor-element-7e9b4d6b e-con-full e-flex e-con e-child\" data-id=\"7e9b4d6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22ba73e4 elementor-widget elementor-widget-text-editor\" data-id=\"22ba73e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You should go immediately to the nearest medical facility. Once stabilized, you or a family member should notify Best Doctors Insurance as soon as possible so the case can be coordinated. Notification is required within 48 hours of the emergency.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9391\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9391\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I go to any hospital in an emergency? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9391\" class=\"elementor-element elementor-element-7d6ef0c2 e-con-full e-flex e-con e-child\" data-id=\"7d6ef0c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b5e98c9 elementor-widget elementor-widget-text-editor\" data-id=\"3b5e98c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. In an emergency, you can go to any hospital. Afterward, it is important to contact Best Doctors Insurance to coordinate the case and avoid issues with coverage.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9392\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9392\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does emergency medical transportation work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9392\" class=\"elementor-element elementor-element-5074c442 e-con-full e-flex e-con e-child\" data-id=\"5074c442\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5bd3cb elementor-widget elementor-widget-text-editor\" data-id=\"c5bd3cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Many plans cover ground and\/or air ambulance to the nearest appropriate medical facility when medically necessary and ordered by a physician. In some plans, this benefit is covered at 100% up to a specified limit; always refer to your Table of Benefits for exact conditions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9393\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9393\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What if my doctor or hospital asks for a Letter of Guarantee (LOG)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9393\" class=\"elementor-element elementor-element-4f8d4aef e-con-full e-flex e-con e-child\" data-id=\"4f8d4aef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5973900c elementor-widget elementor-widget-text-editor\" data-id=\"5973900c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A Letter of Guarantee is a document issued by us to a medical provider confirming that an insured person is covered and that we will pay eligible expenses directly up to certain limits. For many hospitalizations and surgeries, we can issue an LOG once we have the required clinical and financial information.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79def938 e-flex e-con-boxed e-con e-parent\" data-id=\"79def938\" data-element_type=\"container\" data-e-type=\"container\" id=\"authorizations\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-70d3e49e e-con-full e-flex e-con e-child\" data-id=\"70d3e49e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-384489d4 e-con-full e-flex e-con e-child\" data-id=\"384489d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-728d094 elementor-widget elementor-widget-image\" data-id=\"728d094\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/file-shield-02.svg\" class=\"attachment-large size-large wp-image-4606\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e4e247a elementor-widget elementor-widget-heading\" data-id=\"4e4e247a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Authorizations and coordination \u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37838df0 e-con-full e-flex e-con e-child\" data-id=\"37838df0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fbf1856 elementor-widget elementor-widget-n-accordion\" data-id=\"1fbf1856\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5320\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5320\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What services require prior authorization? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5320\" class=\"elementor-element elementor-element-596cfdf2 e-con-full e-flex e-con e-child\" data-id=\"596cfdf2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d5dcfef elementor-widget elementor-widget-text-editor\" data-id=\"1d5dcfef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Services such as hospitalizations, surgeries, specialized treatments, and high-cost procedures generally require prior authorization.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5321\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5321\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I request a medical authorization? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5321\" class=\"elementor-element elementor-element-5b8c242d e-con-full e-flex e-con e-child\" data-id=\"5b8c242d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36a9b7f3 elementor-widget elementor-widget-text-editor\" data-id=\"36a9b7f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You must send complete medical information (diagnosis, reports, tests, treatment plan, and provider details) to <\/span><b>precert@bestdoctorsinsurance.com<\/b><span style=\"font-weight: 400;\">. It is recommended to submit the request at least 3 to 5 business days in advance.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5322\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5322\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if I do not request authorization? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5322\" class=\"elementor-element elementor-element-65e79264 e-con-full e-flex e-con e-child\" data-id=\"65e79264\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31109ca8 elementor-widget elementor-widget-text-editor\" data-id=\"31109ca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The service may not be covered or may be subject to reduced benefits. Additionally, the review process may be longer since it will require retrospective evaluation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2309f9f0 e-flex e-con-boxed e-con e-parent\" data-id=\"2309f9f0\" data-element_type=\"container\" data-e-type=\"container\" id=\"policy\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5fc182b4 e-con-full e-flex e-con e-child\" data-id=\"5fc182b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-783149f1 e-con-full e-flex e-con e-child\" data-id=\"783149f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38a78e7 elementor-widget elementor-widget-image\" data-id=\"38a78e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/info-circle.svg\" class=\"attachment-large size-large wp-image-4605\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5540210 elementor-widget elementor-widget-heading\" data-id=\"5540210\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Policy management \u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-289c674a e-con-full e-flex e-con e-child\" data-id=\"289c674a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56d15ba4 elementor-widget elementor-widget-n-accordion\" data-id=\"56d15ba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1450\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1450\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens at renewal? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1450\" class=\"elementor-element elementor-element-79787983 e-con-full e-flex e-con e-child\" data-id=\"79787983\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7515c4ae elementor-widget elementor-widget-text-editor\" data-id=\"7515c4ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Policies are renewed annually, provided the contract conditions are met. Premiums may be adjusted based on factors such as age, claims usage, and plan conditions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1451\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1451\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I make changes to my policy? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1451\" class=\"elementor-element elementor-element-5900b1 e-con-full e-flex e-con e-child\" data-id=\"5900b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49bff11b elementor-widget elementor-widget-text-editor\" data-id=\"49bff11b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Changes such as deductible adjustments, coverage modifications, or adding dependents are handled at renewal and may require additional evaluation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a121e21 e-flex e-con-boxed e-con e-parent\" data-id=\"5a121e21\" data-element_type=\"container\" data-e-type=\"container\" id=\"scheduled\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-31a59e91 e-con-full e-flex e-con e-child\" data-id=\"31a59e91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7a984317 e-con-full e-flex e-con e-child\" data-id=\"7a984317\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-389ff9f elementor-widget elementor-widget-image\" data-id=\"389ff9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/calendar-heart-01.svg\" class=\"attachment-large size-large wp-image-4604\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5724eaf9 elementor-widget elementor-widget-heading\" data-id=\"5724eaf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Scheduled care \u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d87eda e-con-full e-flex e-con e-child\" data-id=\"6d87eda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c88bacf elementor-widget elementor-widget-n-accordion\" data-id=\"c88bacf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2100\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2100\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I coordinate a treatment or surgery? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2100\" class=\"elementor-element elementor-element-3dcfeafe e-con-full e-flex e-con e-child\" data-id=\"3dcfeafe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c2d7ed elementor-widget elementor-widget-text-editor\" data-id=\"4c2d7ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You must contact Best Doctors Insurance and submit medical information, provider details, and estimated dates so the team can evaluate the case and coordinate care.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2101\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2101\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I have to pay or does Best Doctors Insurance pay directly? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2101\" class=\"elementor-element elementor-element-1fb0c0cf e-con-full e-flex e-con e-child\" data-id=\"1fb0c0cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b7c9515 elementor-widget elementor-widget-text-editor\" data-id=\"3b7c9515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If the provider accepts direct payment, Best Doctors Insurance can pay directly. Otherwise, you may pay and then request reimbursement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-618353ae e-flex e-con-boxed e-con e-parent\" data-id=\"618353ae\" data-element_type=\"container\" data-e-type=\"container\" id=\"medications\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-666d05d1 e-con-full e-flex e-con e-child\" data-id=\"666d05d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-486d33bb e-con-full e-flex e-con e-child\" data-id=\"486d33bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5447955 elementor-widget elementor-widget-image\" data-id=\"5447955\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/clipboard-plus.svg\" class=\"attachment-large size-large wp-image-4603\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bc65e5 elementor-widget elementor-widget-heading\" data-id=\"5bc65e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medications<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5263f8dc e-con-full e-flex e-con e-child\" data-id=\"5263f8dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49f6c6a3 elementor-widget elementor-widget-n-accordion\" data-id=\"49f6c6a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1240\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1240\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I request covered medications? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1240\" class=\"elementor-element elementor-element-61dfb8cd e-con-full e-flex e-con e-child\" data-id=\"61dfb8cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6a7df7 elementor-widget elementor-widget-text-editor\" data-id=\"4a6a7df7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You must send an email to <\/span><b>pharmacy@bestdoctorsinsurance.com<\/b><span style=\"font-weight: 400;\"> with a valid prescription, updated medical report, and delivery details. The estimated coordination time is 5 to 10 business days.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1241\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1241\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if I have not met my deductible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 11.8375 0.5 C 18.1 0.5 23.175 5.576563 23.175 11.8375 C 23.175 18.1 18.1 23.175 11.8375 23.175 C 5.576562 23.175 0.5 18.1 0.5 11.8375 C 0.5 5.576563 5.576562 0.5 11.8375 0.5 Z M 11.8375 0.5 \" transform=\"matrix(-0.0000000298123,2.5,2.5,0.0000000298123,-0.0000000149061,0.0000000149061)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 15.009375 13.423438 L 11.839063 10.251563 L 8.66875 13.423438 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"60px\" height=\"60px\" viewBox=\"0 0 60 60\"><g id=\"surface1\"><path style=\"fill:none;stroke-width:1;stroke-linecap:butt;stroke-linejoin:miter;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 10.8381 -0.500762 C 17.099038 -0.500761 22.1756 4.575801 22.1756 10.838301 C 22.175599 17.099239 17.099037 22.175801 10.838099 22.175801 C 4.575599 22.175801 -0.499401 17.099238 -0.4994 10.8383 C -0.4994 4.5758 4.5756 -0.500762 10.8381 -0.500762 Z M 10.8381 -0.500762 \" transform=\"matrix(0.000000109278,-2.5,-2.5,-0.000000109278,56.689501,56.689)\"><\/path><path style=\"fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;stroke:rgb(4.313726%,12.941177%,34.901962%);stroke-opacity:1;stroke-miterlimit:4;\" d=\"M 8.665625 10.253125 L 11.8375 13.423438 L 15.007812 10.253125 \" transform=\"matrix(2.5,0,0,2.5,0,0)\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1241\" class=\"elementor-element elementor-element-6d213c91 e-con-full e-flex e-con e-child\" data-id=\"6d213c91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e61dbb2 elementor-widget elementor-widget-text-editor\" data-id=\"e61dbb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You can choose to prepay the deductible to activate coverage or purchase the medication and request reimbursement later, depending on your plan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions \u200b Clear answers to common questions about our international private medical insurance, coverage, and services General information Benefits &#038; services Coverage Access to healthcare Reimbursements Emergencies Authorizations and coordination Policy management Scheduled care Medications General information What is Best Doctors Insurance? Best Doctors Insurance offers long-term international health insurance that provides access [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1787","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Frequently\u00a0Asked Questions - Best Doctors Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/perguntas-frequentes\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frequently\u00a0Asked Questions - Best Doctors Insurance\" \/>\n<meta property=\"og:description\" content=\"Frequently Asked Questions \u200b Clear answers to common questions about our international private medical insurance, coverage, and services General information Benefits &#038; services Coverage Access to healthcare Reimbursements Emergencies Authorizations and coordination Policy management Scheduled care Medications General information What is Best Doctors Insurance? 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