{"id":5649,"date":"2026-04-22T13:09:49","date_gmt":"2026-04-22T13:09:49","guid":{"rendered":"https:\/\/www.bestdoctorsinsurance.com\/?post_type=first-aid-kit&#038;p=5649"},"modified":"2026-04-22T14:45:55","modified_gmt":"2026-04-22T14:45:55","slug":"benefits-deductibles","status":"publish","type":"first-aid-kit","link":"https:\/\/www.bestdoctorsinsurance.com\/pt\/first-aid-kit\/benefits-deductibles\/","title":{"rendered":"Benefits\u2028&#038; deductibles"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"5649\" class=\"elementor elementor-5649\" data-elementor-post-type=\"first-aid-kit\">\n\t\t\t\t<div class=\"elementor-element elementor-element-823b3f9 e-flex e-con-boxed e-con e-parent\" data-id=\"823b3f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6472de4 e-con-full e-flex e-con e-child\" data-id=\"6472de4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4458b8c elementor-invisible elementor-widget elementor-widget-image\" data-id=\"4458b8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"566\" height=\"285\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/Group-1-1.png\" class=\"attachment-full size-full wp-image-2152\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/Group-1-1.png 566w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/Group-1-1-300x151.png 300w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/Group-1-1-18x9.png 18w\" sizes=\"(max-width: 566px) 100vw, 566px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-236b888 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"236b888\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O guia essencial para o seu <strong>Seguro M\u00e9dico Internacional<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b8a5e5 e-con-full e-flex e-con e-parent\" data-id=\"6b8a5e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8cdc003 e-con-full e-flex e-con e-child\" data-id=\"8cdc003\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cc2f27 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5cc2f27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/first-aid-kit\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"18\" viewbox=\"0 0 10 18\" fill=\"none\"><path d=\"M8.8335 0.833496L0.833496 8.8335L8.8335 16.8335\" stroke=\"#414651\" stroke-width=\"1.66667\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69b44c5 elementor-widget elementor-widget-heading\" data-id=\"69b44c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/first-aid-kit\/\">First Aid Kit<\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c70a3c7 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c70a3c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6\" height=\"14\" viewbox=\"0 0 6 14\" fill=\"none\"><path d=\"M5.26722 -0.000178337L1.51722 13.9316H0.000177562L3.75018 -0.000178337H5.26722Z\" fill=\"#414651\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a81ec05 elementor-widget elementor-widget-heading\" data-id=\"a81ec05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Benefits\u2028&#038; deductibles<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-639482f animated-fast elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-headline--style-highlight elementor-invisible elementor-widget elementor-widget-animated-headline\" data-id=\"639482f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;underline&quot;,&quot;highlighted_text&quot;:&quot;\\u2028&amp; deductibles&quot;,&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:600,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;highlight_animation_duration&quot;:1200,&quot;highlight_iteration_delay&quot;:8000}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t\t\t\t<h2 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Benefits<\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">\u2028&amp; deductibles<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h2>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ae4950 elementor-widget elementor-widget-heading\" data-id=\"3ae4950\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quick guide<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dde0428 e-con-full e-flex e-con e-parent\" data-id=\"dde0428\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea77df1 e-n-tabs-none elementor-widget elementor-widget-n-tabs\" data-id=\"ea77df1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;enable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"245857777\" aria-label=\"Abas. Abra itens com &quot;Enter&quot; ou &quot;Espa\u00e7o&quot;, feche com &quot;Escape&quot; e navegue usando as teclas de &quot;Seta&quot;.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2458577771\" data-tab-title-id=\"e-n-tab-title-2458577771\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2458577771\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tHow to calculated\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2458577772\" data-tab-title-id=\"e-n-tab-title-2458577772\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2458577772\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tNo-Claims Bonus\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2458577773\" data-tab-title-id=\"e-n-tab-title-2458577773\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2458577773\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tWaiting periods\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2458577774\" data-tab-title-id=\"e-n-tab-title-2458577774\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2458577774\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tAnnual Benefits\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2458577775\" data-tab-title-id=\"e-n-tab-title-2458577775\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2458577775\" style=\"--n-tabs-title-order: 5;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tNo-Deductible Benefits\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2458577771\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2458577771\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-95e4da5 e-con-full e-flex e-con e-child\" data-id=\"95e4da5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-30edb8e e-con-full e-flex e-con e-child\" data-id=\"30edb8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-870d7e2 e-con-full e-flex e-con e-child\" data-id=\"870d7e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bd9e2b0 e-con-full e-flex e-con e-child\" data-id=\"bd9e2b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ea1946 e-con-full e-flex e-con e-child\" data-id=\"7ea1946\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1276a88 elementor-widget elementor-widget-image\" data-id=\"1276a88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"261\" height=\"237\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/calculated.png\" class=\"attachment-large size-large wp-image-5659\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/calculated.png 261w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/calculated-13x12.png 13w\" sizes=\"(max-width: 261px) 100vw, 261px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc385ff elementor-widget elementor-widget-text-editor\" data-id=\"fc385ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>How is the deductible calculated and applied each year?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c2c1ee e-flex e-con-boxed e-con e-child\" data-id=\"0c2c1ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-88e3da8 e-con-full e-flex e-con e-child\" data-id=\"88e3da8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2a565e5 e-con-full e-flex e-con e-child\" data-id=\"2a565e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c95f39c elementor-widget elementor-widget-heading\" data-id=\"c95f39c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Individual deductible<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2adab31 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2adab31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It\u2019s amount that an insured must pay every PolicyYear for Covered Expenses<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cbf7f0 e-con-full e-flex e-con e-child\" data-id=\"5cbf7f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cef3014 elementor-widget elementor-widget-heading\" data-id=\"cef3014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Individual deductible<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a08e68 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8a08e68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A maximum of two deductibles will apply per policy year, regardless of the number of family members.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d259f89 e-con-full e-flex e-con e-child\" data-id=\"d259f89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c39589b elementor-widget elementor-widget-heading\" data-id=\"c39589b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Individual deductible<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eecc7e5 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"eecc7e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eligible expenses incurred during the last three months of your policy year can be applied toward the next policy cycle.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2458577772\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2458577772\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\"elementor-element elementor-element-3534296 e-con-full e-flex e-con e-child\" data-id=\"3534296\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-414fd66 e-con-full e-flex e-con e-child\" data-id=\"414fd66\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c83d538 e-con-full e-flex e-con e-child\" data-id=\"c83d538\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e7282e3 e-con-full e-flex e-con e-child\" data-id=\"e7282e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e258897 elementor-widget elementor-widget-image\" data-id=\"e258897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"266\" height=\"235\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/gift.png\" class=\"attachment-large size-large wp-image-5670\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/gift.png 266w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/gift-14x12.png 14w\" sizes=\"(max-width: 266px) 100vw, 266px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-def5afa e-con-full e-flex e-con e-child\" data-id=\"def5afa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34a3709 elementor-widget elementor-widget-text-editor\" data-id=\"34a3709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Can i receive a No-Claims Bonus?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fd3db5 e-flex e-con-boxed e-con e-child\" data-id=\"3fd3db5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ceb561f e-con-full e-flex e-con e-child\" data-id=\"ceb561f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5def1be submitiedtext elementor-widget elementor-widget-heading\" data-id=\"5def1be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><strong>Yes!<\/strong>  If you haven\u2019t submitted<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28bd09b elementor-widget elementor-widget-heading\" data-id=\"28bd09b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">any claims in the past 3 years, you may qualify for:<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-151dfdf e-con-full e-flex e-con e-child\" data-id=\"151dfdf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-314cda0 elementor-widget-mobile__width-inherit numertext elementor-widget elementor-widget-counter\" data-id=\"314cda0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<h3 class=\"elementor-counter-title\">Deductible <br> reduction of up to<\/h3>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"50\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-927df19 elementor-widget-mobile__width-inherit numertext elementor-widget elementor-widget-counter\" data-id=\"927df19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t<style>.elementor-element-927df19{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a298efb numertext elementor-widget elementor-widget-counter\" data-id=\"a298efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<h3 class=\"elementor-counter-title\">or less<\/h3>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">$<\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"5000\" data-from-value=\"0\" data-delimiter=\".\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2458577773\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2458577773\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\"elementor-element elementor-element-1b992a0 e-con-full e-flex e-con e-child\" data-id=\"1b992a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fed802d e-con-full e-flex e-con e-child\" data-id=\"fed802d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-11cc67b e-con-full e-flex e-con e-child\" data-id=\"11cc67b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-05838be e-con-full e-flex e-con e-child\" data-id=\"05838be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b6ae53 elementor-widget elementor-widget-image\" data-id=\"5b6ae53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"253\" height=\"244\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/3289b922-22b0-463f-9053-a25ebb331d1a.psd.png\" class=\"attachment-large size-large wp-image-5681\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/3289b922-22b0-463f-9053-a25ebb331d1a.psd.png 253w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/3289b922-22b0-463f-9053-a25ebb331d1a.psd-12x12.png 12w\" sizes=\"(max-width: 253px) 100vw, 253px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed43ad2 e-con-full e-flex e-con e-child\" data-id=\"ed43ad2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d78e437 elementor-widget elementor-widget-text-editor\" data-id=\"d78e437\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Which benefits have waiting periods?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3317618 e-flex e-con-boxed e-con e-child\" data-id=\"3317618\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-533dc3d e-con-full e-flex e-con e-child\" data-id=\"533dc3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5aaa72d e-con-full e-flex e-con e-child\" data-id=\"5aaa72d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-186bb01 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"186bb01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"47\" height=\"74\" viewbox=\"0 0 47 74\" fill=\"none\"><path d=\"M44.9555 33.8986C43.6837 30.5405 41.6679 29.7534 39.5754 29.5865V18.52C39.6234 17.7568 39.9882 9.78132 35.0545 4.51522C32.2853 1.56258 28.4171 0.0553152 23.5602 0.0410052C22.8643 -0.021005 17.8874 -0.354948 14.4079 2.74079C12.2338 4.67742 11.13 7.49175 11.13 11.1074C11.13 11.3268 11.178 16.2543 14.8686 19.1258C15.1038 22.2073 16.9803 24.9262 19.7879 26.257V28.6277C18.5257 28.9711 16.0445 29.5483 13.6064 29.5483C11.9699 29.5483 9.72857 29.5483 7.90004 31.2655C5.91313 33.1306 4.94848 36.5888 4.94848 41.8406V41.936C0.22117 44.6453 -1.40579 50.6556 1.32502 55.3541C2.19849 56.8566 3.45589 58.1063 4.97247 58.9697C5.14045 61.1162 6.43147 63.0099 8.37039 63.9686L18.2857 68.8961C18.0458 71.4671 19.9511 73.7425 22.5379 73.981C22.6771 73.9953 22.8211 74 22.9651 74C23.565 74 24.1553 73.8855 24.712 73.6661L33.8595 70.0314C33.9411 69.998 34.0131 69.9599 34.0851 69.9122C36.8735 68.0662 42.2055 63.0147 45.1378 60.1717C46.3329 59.0031 47.0048 57.4051 47 55.7404C46.9376 44.03 46.3281 37.4999 44.9699 33.9081L44.9555 33.8986ZM26.0894 60.4246C25.7007 60.7394 25.3839 61.1306 25.1535 61.5694L16.8364 57.4385C18.7225 55.5925 19.7831 53.074 19.7831 50.4457C19.7831 50.1595 19.7687 49.8781 19.7447 49.5966C21.6021 49.3391 23.4738 49.2103 25.3503 49.2198C29.9337 49.2198 34.0658 49.9163 37.099 51.1946V54.858L31.7478 60.1765L29.1706 59.6662C28.0811 59.4468 26.9485 59.7281 26.0894 60.4293V60.4246ZM17.3115 50.4457C17.3115 52.5541 16.4044 54.5575 14.8159 55.9551C12.9393 55.0393 9.89176 53.136 9.89176 50.4457C9.89176 47.7554 9.24387 45.2083 8.55757 43.1905C12.5842 42.4512 16.4476 45.0985 17.1915 49.1005C17.2731 49.5442 17.3163 49.9926 17.3163 50.4409L17.3115 50.4457ZM13.6016 11.1074C13.6016 8.22633 14.4223 6.03204 16.0445 4.58673C18.8761 2.05385 23.3202 2.49275 23.3586 2.49752C23.4018 2.50229 23.4498 2.50707 23.493 2.50707C27.6588 2.50707 30.9367 3.74248 33.2308 6.18473C37.5741 10.8069 37.1086 18.3245 37.1038 18.396C37.1038 18.4246 37.1038 18.4532 37.1038 18.4818V48.5473C34.9681 47.7745 32.4437 47.2355 29.6841 46.9636V18.4818C29.6841 17.981 29.3769 17.5278 28.9066 17.3417C23.3442 15.1285 20.9878 8.32651 20.9638 8.25973C20.7478 7.61578 20.0471 7.26751 19.3992 7.48216C19.044 7.60141 18.7657 7.86855 18.6313 8.21676L15.5501 16.3877C13.6544 14.2031 13.6064 11.1408 13.6064 11.1074H13.6016ZM17.3163 18.6917L19.8935 11.8658C21.1893 14.246 23.5266 17.5278 27.2077 19.2832V24.5063C26.7997 24.5874 26.387 24.6303 25.9694 24.6303H23.4978C20.1671 24.6303 17.4363 22.0021 17.3211 18.6917H17.3163ZM9.59421 33.0543C10.7076 32.0049 12.181 32.0049 13.6016 32.0049C17.4699 32.0049 21.2517 30.7646 21.4149 30.7121C21.9188 30.5452 22.2596 30.073 22.2596 29.5483V27.001C22.6675 27.0583 23.0802 27.0917 23.4978 27.0917H25.9694C26.3822 27.0917 26.7949 27.063 27.2077 27.001V46.7966C26.5981 46.7727 25.979 46.7585 25.3503 46.7585C24.5296 46.7585 23.7281 46.7823 22.9363 46.8252C24.2849 45.2177 24.7312 43.1571 24.7312 41.8454C24.7312 41.168 24.1793 40.6194 23.4978 40.6194H23.493C22.8115 40.6194 22.2644 41.1632 22.2548 41.8406C22.2164 42.6563 22.0292 43.4576 21.6933 44.2017C21.1269 45.4372 20.2295 46.2099 18.972 46.5581C18.1226 44.6215 16.6732 43.0045 14.835 41.9407V39.3889C14.835 38.7115 14.2831 38.1582 13.5968 38.1582C12.9105 38.1582 12.3586 38.7067 12.3586 39.3889V40.9296C10.7412 40.5146 9.04228 40.5146 7.42491 40.9296C7.5209 36.9705 8.2456 34.3231 9.5894 33.0638L9.59421 33.0543ZM2.47203 50.4457C2.47203 47.7936 3.91183 45.3466 6.22989 44.0348C6.79621 45.7139 7.42011 48.0989 7.42011 50.4457C7.42011 53.7227 9.94936 55.9979 12.3298 57.4099C8.46158 58.7502 4.2334 56.7183 2.88959 52.8689C2.61603 52.0866 2.47683 51.2662 2.47683 50.4409L2.47203 50.4457ZM9.46942 61.765C8.72553 61.3977 8.13043 60.7918 7.77528 60.0477C10.0981 60.5533 12.5266 60.2146 14.6143 59.0794L23.8193 63.6539L20.8486 65.1326C20.1719 65.4713 19.5911 65.9626 19.1496 66.5732L9.46462 61.7602L9.46942 61.765ZM43.4005 58.4021C41.1208 60.6154 35.568 65.9196 32.8084 67.7894L23.7857 71.3765C22.6435 71.8344 21.3429 71.2812 20.8822 70.1411C20.4502 69.0679 20.9158 67.8467 21.9572 67.3315L26.5214 65.061C26.9389 64.8511 27.2028 64.4267 27.2028 63.964V63.277C27.2028 62.5997 27.7548 62.0464 28.4363 62.0464C28.5179 62.0464 28.5995 62.0559 28.681 62.0702L31.9062 62.7094C32.3093 62.7905 32.7316 62.6617 33.0244 62.3755L39.2059 56.2317C39.4363 56.0027 39.5659 55.688 39.5659 55.3636V32.0525C40.9289 32.1813 41.8503 32.706 42.6326 34.7714C43.866 38.0293 44.4419 44.5022 44.5043 55.7499C44.5043 56.7516 44.106 57.7104 43.3909 58.4068L43.4005 58.4021Z\" fill=\"#00296F\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19ae33c elementor-widget elementor-widget-heading\" data-id=\"19ae33c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Maternity<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67bbcaf elementor-widget elementor-widget-text-editor\" data-id=\"67bbcaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Availabe after 10 months<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-366b5d1 e-con-full e-flex e-con e-child\" data-id=\"366b5d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1b0c30 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"f1b0c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"83\" height=\"68\" viewbox=\"0 0 83 68\" fill=\"none\"><path d=\"M61.7287 1.94638C61.9907 1.55608 61.9907 1.03738 61.7287 0.647079C61.4668 0.256781 61.0817 0 60.563 0H22.4369C21.9182 0 21.5279 0.261916 21.2712 0.647079C21.0144 1.03224 21.0093 1.55608 21.2712 1.94638C25.4207 9.85507 22.9557 15.1754 19.8435 21.7848C15.4321 31.1212 9.86006 42.7942 21.2712 66.3919C21.5331 66.7822 21.9182 67.1725 22.4369 67.1725H60.6914C61.21 67.1725 61.6003 66.9106 61.8571 66.3919C73.3966 42.9226 67.8246 31.2495 63.2848 21.7848C60.0443 15.1703 57.5792 9.85507 61.7287 1.94638ZM41.3716 50.4461C38.7781 50.4461 35.5377 47.5907 31.6449 44.3502C27.8857 41.1097 23.3459 37.217 17.6404 34.4952C18.1591 32.1585 18.9397 29.9555 19.7152 28.0091C25.0304 32.8057 32.9442 35.661 41.1096 35.661C49.2751 35.661 57.5793 32.6773 62.8945 27.6188C63.8035 29.6935 64.579 31.8966 65.0977 34.3617C59.3921 37.217 54.7239 41.1046 50.9647 44.3451C47.3339 47.7191 44.0934 50.441 41.3664 50.441L41.3716 50.4461ZM24.3833 2.72185H58.4883C54.9858 10.7641 57.8412 16.7263 60.8249 22.9506C61.2152 23.7312 61.472 24.3783 61.8623 25.1537C57.0657 30.0838 49.4138 33.0624 41.2432 33.0624C33.0726 33.0624 25.811 30.2071 20.886 25.4105C21.2763 24.6299 21.6666 23.726 22.0518 22.9454C25.0355 16.7212 27.8857 10.7538 24.3885 2.71671L24.3833 2.72185ZM17.2501 37.217C22.3086 39.8105 26.3297 43.3129 29.9605 46.425C33.8532 49.6655 36.9653 52.3925 40.0775 53.0396V64.5791H23.2175C17.512 52.5209 16.3462 43.96 17.2501 37.217ZM59.7824 64.4507H42.6657V52.9112C45.7778 52.2641 48.89 49.6706 52.7827 46.2966C56.4135 43.1845 60.563 39.6821 65.7499 36.9603C66.6589 43.9651 65.488 52.5209 59.7824 64.4507Z\" fill=\"#00296F\"><\/path><path d=\"M81.7007 12.3205H68.8619L73.5301 7.65232C74.0488 7.13363 74.0488 6.35301 73.5301 5.83433C73.0114 5.31564 72.2309 5.31564 71.7122 5.83433L64.8409 12.7057C64.3222 13.2244 64.3222 14.005 64.8409 14.5237L71.7122 21.3949C71.9741 21.6569 72.3593 21.7853 72.6212 21.7853C72.8831 21.7853 73.2682 21.6569 73.5301 21.3949C74.0488 20.8763 74.0488 20.0956 73.5301 19.577L68.8619 14.9089H81.7007C82.4813 14.9089 83 14.3902 83 13.6096C83 12.829 82.4813 12.3103 81.7007 12.3103V12.3205Z\" fill=\"#00296F\"><\/path><path d=\"M18.1592 12.7057L11.2878 5.83433C10.7692 5.31564 9.98854 5.31564 9.46985 5.83433C8.95117 6.35301 8.95117 7.13363 9.46985 7.65232L14.1381 12.3205H1.2993C0.518702 12.3205 0 12.8392 0 13.6198C0 14.4004 0.518702 14.9191 1.2993 14.9191H14.1381L9.46985 19.5872C8.95117 20.1059 8.95117 20.8865 9.46985 21.4052C9.59824 21.7955 9.98855 21.9239 10.2505 21.9239C10.5124 21.9239 10.8975 21.7955 11.1595 21.5336L18.0308 14.6624C18.6778 14.1437 18.6778 13.2347 18.1592 12.716V12.7057Z\" fill=\"#00296F\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a41f4a5 elementor-widget elementor-widget-heading\" data-id=\"a41f4a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Bariatric surgery &amp; weight loss medications<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3f5b06 elementor-widget elementor-widget-text-editor\" data-id=\"c3f5b06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Availabe after 24 months<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-feace5b e-con-full e-flex e-con e-child\" data-id=\"feace5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ef69e7 e-con-full e-flex e-con e-child\" data-id=\"3ef69e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee86faa elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"ee86faa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"51\" height=\"78\" viewbox=\"0 0 51 78\" fill=\"none\"><path d=\"M50.6824 62.4505C45.3068 56.6219 40.6062 51.3704 36.5183 46.6292C43.3586 37.3854 46.4988 31.3946 46.3982 27.7839C46.1828 19.9329 43.5405 12.4825 38.7585 6.23889C38.7394 6.21027 38.7154 6.18157 38.6915 6.15773C35.4221 2.24652 30.6161 0 25.5038 0C20.3915 0 15.5855 2.24652 12.3161 6.15773C12.2922 6.18634 12.2731 6.21027 12.2491 6.23889C7.4671 12.4825 4.82477 19.9329 4.60936 27.7839C4.49927 31.7142 8.38617 38.3632 14.2261 46.2715C13.5799 47.0585 12.9719 47.793 12.4071 48.4799C8.20903 53.5835 5.897 56.3929 0.320367 62.4505C-0.0577914 62.8607 -0.105659 63.4761 0.200697 63.9435L9.1377 77.4514C9.3531 77.7805 9.71689 77.9809 10.1094 78C10.1238 78 10.1429 78 10.1573 78C10.5354 78 10.8897 77.8283 11.1242 77.5278C12.431 75.8536 14.7047 73.192 17.5912 69.8246C19.9942 67.0199 22.694 63.8577 25.5086 60.4854C28.0743 63.5667 30.7358 66.6956 33.4068 69.8198C36.2885 73.192 38.567 75.8536 39.8738 77.523C40.1084 77.8187 40.4626 77.9952 40.8408 77.9952C40.8551 77.9952 40.8742 77.9952 40.8886 77.9952C41.2811 77.9809 41.6449 77.7757 41.8603 77.4466L50.7973 63.9387C51.1085 63.4713 51.0558 62.8559 50.6776 62.441L50.6824 62.4505ZM39.2611 11.3568C42.1859 16.3603 43.7942 21.9886 43.957 27.8506C44.0096 29.8587 42.4683 34.4139 34.8907 44.7261C31.7362 41.02 28.979 37.6382 26.5856 34.5378C31.5879 27.7505 35.1684 22.0172 37.2267 17.4955C38.2846 15.1678 38.9643 13.1312 39.2611 11.3568ZM25.0395 32.5107C22.7801 29.5057 20.8893 26.7822 19.324 24.3067C18.4911 22.9855 17.7587 21.7406 17.1173 20.553C19.5682 18.8597 22.5168 17.9342 25.5086 17.9342C28.2323 17.9342 30.865 18.6783 33.1723 20.0806C31.3341 23.4052 28.711 27.4881 25.0395 32.5059V32.5107ZM14.2979 7.5982C17.0982 4.31661 21.1765 2.43729 25.5038 2.43729C29.8311 2.43729 33.9047 4.31183 36.7097 7.59343C37.332 9.26285 37.1022 12.3203 34.3115 17.92C31.6501 16.3317 28.6296 15.497 25.5086 15.497C22.1339 15.497 18.8023 16.5082 16.002 18.3636C13.8 13.7226 13.2591 10.2311 14.3027 7.5982H14.2979ZM15.7387 68.2458C13.4985 70.8644 11.622 73.0585 10.2626 74.7136L2.776 63.3949C7.93619 57.7618 10.2434 54.9572 14.3027 50.0252C14.7574 49.4767 15.2313 48.8949 15.7339 48.2843C18.2183 51.5612 20.9946 55.024 23.9242 58.5775C21.0186 62.069 18.2135 65.3458 15.7339 68.2458H15.7387ZM40.7498 74.7136C39.3951 73.0585 37.5139 70.8644 35.2737 68.2458C29.9986 62.0833 22.7753 53.6408 16.9833 45.8851C8.67817 34.7668 7.00277 29.9398 7.06021 27.8506C7.21339 22.2175 8.70689 16.8039 11.4162 11.9531C11.8279 15.6019 13.7426 20.0282 17.2561 25.6041C22.8902 34.5474 32.7463 46.572 48.2412 63.3997L40.7546 74.7136H40.7498Z\" fill=\"#5CCDFF\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed5a048 elementor-widget elementor-widget-heading\" data-id=\"ed5a048\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Surgery (Cancer Prophylactic risk reduction)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95757b3 elementor-widget elementor-widget-text-editor\" data-id=\"95757b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Availabe after 12 months<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd28dda e-con-full e-flex e-con e-child\" data-id=\"fd28dda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed970f0 elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"ed970f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"73\" height=\"73\" viewbox=\"0 0 73 73\" fill=\"none\"><path d=\"M67.1439 18.7707C66.4447 19.4698 65.7158 20.04 64.9522 20.4913L52.511 8.0502C52.9622 7.28658 53.5276 6.55771 54.2317 5.85856C55.5705 4.51975 55.5705 2.34292 54.2317 1.00411C52.8929 -0.334703 50.716 -0.334703 49.3772 1.00411C43.8087 6.57257 43.7244 13.3063 44.7012 19.3855C37.6253 17.9277 29.8055 17.3078 23.5577 23.5507C20.7363 26.3721 19.1099 29.6895 18.5942 33.6861C18.5198 34.2712 18.9314 34.8116 19.5215 34.886C20.1066 34.9604 20.647 34.5487 20.7214 33.9587C21.1726 30.448 22.5958 27.5374 25.0751 25.063C30.8271 19.3111 38.0964 20.1393 45.1128 21.6615C45.3211 22.7078 45.5095 23.5308 45.7128 24.4383C38.741 22.8515 31.9824 21.7309 26.8899 26.8977C15.505 38.2974 34.8535 57.7499 22.1247 70.4785C21.6239 70.9794 20.8007 70.9794 20.2999 70.4785C19.7942 69.9777 19.7942 69.1546 20.2999 68.6538C28.3725 60.5813 21.1578 48.9882 20.5925 37.8909C20.5627 37.3008 20.0619 36.8446 19.4669 36.8744C18.8768 36.9041 18.4206 37.4099 18.4504 38C18.5694 40.3007 18.9611 42.6114 19.3876 44.694C13.3083 43.7222 6.57945 43.8015 1.00598 49.3699C-0.332846 50.7087 -0.337804 52.8806 1.00598 54.2244C2.3448 55.5681 4.51669 55.5681 5.86047 54.2244C6.55964 53.5252 7.28857 52.955 8.0522 52.5087L20.4933 64.9497C20.0421 65.7182 19.4719 66.4423 18.7727 67.1414C17.4339 68.4802 17.4339 70.6571 18.7727 71.9959C20.1115 73.3347 22.2883 73.3347 23.6271 71.9959C29.1956 66.4274 29.28 59.6937 28.3031 53.6145C36.3807 55.2806 43.5955 55.3004 49.4466 49.4493C55.6895 43.2065 55.0697 35.3818 53.6119 28.306C55.6449 28.6283 57.6829 28.8266 59.7407 28.7621C60.3308 28.7423 60.7969 28.2464 60.777 27.6564C60.7572 27.0663 60.2663 26.6003 59.6713 26.6201C57.7523 26.6796 55.6548 26.501 53.1209 26.0548C52.9127 25.1523 52.7144 24.2994 52.4912 23.3226C58.4316 24.5176 64.0844 24.8697 68.6563 20.2979C69.1571 19.7971 69.9752 19.7971 70.481 20.2979C70.9868 20.8037 70.9868 21.6169 70.481 22.1227C68.4777 24.1259 66.2166 25.4251 63.5638 26.0994C62.9886 26.2432 62.6414 26.8283 62.7902 27.3985C62.934 27.9737 63.5192 28.3208 64.0894 28.1721C67.1241 27.4035 69.7124 25.916 71.9934 23.635C72.643 22.9855 73 22.1276 73 21.2102C73 18.1607 69.2909 16.6335 67.1439 18.7856V18.7707ZM4.34807 52.7021C3.8423 53.2078 3.02912 53.2078 2.52334 52.7021C2.01756 52.1963 2.01756 51.3831 2.52334 50.8773C5.98941 47.4113 10.0554 46.365 14.1017 46.365C16.0554 46.365 18.0091 46.608 19.8834 46.9403C20.0867 47.8378 20.295 48.7254 20.5132 49.6774C14.5728 48.4824 8.91991 48.1303 4.34807 52.7021ZM10.1596 51.5715C13.0653 50.6789 16.5413 51.0211 21.0239 51.9682C21.9759 56.4557 22.3181 59.9268 21.4206 62.8325L10.1546 51.5665L10.1596 51.5715ZM26.761 46.2361C25.9428 42.7105 25.2238 39.423 25.2536 36.4479L36.5493 47.7435C33.5741 47.7732 30.2866 47.0542 26.761 46.2361ZM39.2964 47.4609L25.5362 33.7009C25.8784 32.0745 26.5478 30.5671 27.6883 29.1936L43.8087 45.3139C42.4302 46.4494 40.9227 47.1238 39.3013 47.4659L39.2964 47.4609ZM45.321 43.7965L29.2006 27.6762C30.5791 26.5407 32.0866 25.8664 33.708 25.5243L47.4682 39.2843C47.126 40.9107 46.4566 42.418 45.321 43.7915V43.7965ZM46.2433 26.754C47.0615 30.2795 47.7805 33.5671 47.7508 36.5422L36.455 25.2466C39.4302 25.2168 42.7178 25.9358 46.2433 26.754ZM47.9342 47.927C42.1822 53.679 34.9129 52.8508 27.8965 51.3285C27.7477 50.5748 27.5792 49.8014 27.2965 48.5518C34.3576 50.1584 40.9773 51.2344 46.1095 46.0973C57.4201 34.7869 38.2303 15.1658 50.8846 2.51153C51.3855 2.01072 52.2036 2.00576 52.7094 2.51153C53.2151 3.0173 53.2102 3.83543 52.7094 4.33625C41.3343 15.7112 60.658 35.2034 47.9342 47.927ZM51.9805 21.0169C51.0284 16.5294 50.6862 13.0585 51.5838 10.1527L62.8498 21.4186C59.944 22.3111 56.468 21.969 51.9854 21.0219L51.9805 21.0169Z\" fill=\"#00296F\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ee3433 elementor-widget elementor-widget-heading\" data-id=\"0ee3433\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Treatment HIV\/AIDS <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-504c1c5 elementor-widget elementor-widget-text-editor\" data-id=\"504c1c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Availabe after 24 months<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c17ea9 e-con-full e-flex e-con e-child\" data-id=\"3c17ea9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a03d16 elementor-widget elementor-widget-heading\" data-id=\"3a03d16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">For full details<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e273be5 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e273be5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/nossos-planos\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">check the table of benefits in your plan at www.bestdoctorsinsurance.com\/en\/our-plans\/<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2458577774\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2458577774\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\"elementor-element elementor-element-ceaf9ee e-con-full e-flex e-con e-child\" data-id=\"ceaf9ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-61edd86 e-con-full e-flex e-con e-child\" data-id=\"61edd86\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-340b153 e-con-full e-flex e-con e-child\" data-id=\"340b153\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43248a5 e-con-full e-flex e-con e-child\" data-id=\"43248a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f49dc52 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"f49dc52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"301\" height=\"235\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/84cc53ee-185b-467c-803b-b907e40845a4.psd.png\" class=\"attachment-large size-large wp-image-5696\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/84cc53ee-185b-467c-803b-b907e40845a4.psd.png 301w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/84cc53ee-185b-467c-803b-b907e40845a4.psd-15x12.png 15w\" sizes=\"(max-width: 301px) 100vw, 301px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea8d5e elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"8ea8d5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"817\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/d44abc8245f4a87f06c5d7c581634c8f998100b1.png\" class=\"attachment-large size-large wp-image-5705\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/d44abc8245f4a87f06c5d7c581634c8f998100b1.png 883w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/d44abc8245f4a87f06c5d7c581634c8f998100b1-294x300.png 294w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/d44abc8245f4a87f06c5d7c581634c8f998100b1-768x785.png 768w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/d44abc8245f4a87f06c5d7c581634c8f998100b1-12x12.png 12w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aab199e e-con-full e-flex e-con e-child\" data-id=\"aab199e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-318515d elementor-widget elementor-widget-text-editor\" data-id=\"318515d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Waht is the maximum annual benefit?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f0f950 e-flex e-con-boxed e-con e-child\" data-id=\"1f0f950\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-35fc43e e-con-full e-flex e-con e-child\" data-id=\"35fc43e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1d39a48 e-con-full e-flex e-con e-child\" data-id=\"1d39a48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3f0722 elementor-widget elementor-widget-heading\" data-id=\"f3f0722\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">From<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f98315e elementor-hidden-mobile elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f98315e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2db8bfc e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"2db8bfc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62e8b23 elementor-hidden-mobile elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"62e8b23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa2dc77 elementor-widget elementor-widget-heading\" data-id=\"aa2dc77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Up to<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4948c46 e-con-full e-flex e-con e-child\" data-id=\"4948c46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bd27e89 e-con-full e-flex e-con e-child\" data-id=\"bd27e89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6560505 elementor-widget elementor-widget-heading\" data-id=\"6560505\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">US<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84dbc2b elementor-widget elementor-widget-heading\" data-id=\"84dbc2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">$ 1,000,000<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d0b6ea e-con-full e-flex e-con e-child\" data-id=\"9d0b6ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89fce49 elementor-widget elementor-widget-heading\" data-id=\"89fce49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">US<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ded29fd elementor-widget elementor-widget-heading\" data-id=\"ded29fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">$ 10,000,000<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93dc4e6 e-con-full bordContFAK e-flex e-con e-child\" data-id=\"93dc4e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-412d19d elementor-widget elementor-widget-heading\" data-id=\"412d19d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">depending on your selected plan<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f33cd20 e-con-full e-flex e-con e-child\" data-id=\"f33cd20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a218d85 elementor-widget elementor-widget-heading\" data-id=\"a218d85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">For full details<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b93fef6 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b93fef6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/nossos-planos\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">please refer to the Conditions of Coverage outlined in your policy<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2458577775\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2458577775\" data-tab-index=\"5\" style=\"--n-tabs-title-order: 5;\" class=\"elementor-element elementor-element-a177573 e-con-full e-flex e-con e-child\" data-id=\"a177573\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-22db2b4 e-con-full e-flex e-con e-child\" data-id=\"22db2b4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7462321 e-con-full e-flex e-con e-child\" data-id=\"7462321\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eb550ca e-con-full e-flex e-con e-child\" data-id=\"eb550ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4c940c0 e-con-full e-flex e-con e-child\" data-id=\"4c940c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff4db93 elementor-widget elementor-widget-image\" data-id=\"ff4db93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"296\" height=\"235\" src=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/ac948c42-98b9-4ed1-9e65-dbbceba4504d.psd.png\" class=\"attachment-large size-large wp-image-5706\" alt=\"\" srcset=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/ac948c42-98b9-4ed1-9e65-dbbceba4504d.psd.png 296w, https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/04\/ac948c42-98b9-4ed1-9e65-dbbceba4504d.psd-15x12.png 15w\" sizes=\"(max-width: 296px) 100vw, 296px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-282b051 elementor-widget elementor-widget-text-editor\" data-id=\"282b051\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Which benefits are available without applying your deductible?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f64d71a e-flex e-con-boxed e-con e-child\" data-id=\"f64d71a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9339d7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e9339d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Emergency care outside your country<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Preventive checkups<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Maternity care (when applicable)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Repatriation services<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ground transportation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfacece e-con-full bordContFAK e-flex e-con e-child\" data-id=\"bfacece\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7942c41 textgradient elementor-widget elementor-widget-heading\" data-id=\"7942c41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">And more!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abf83f2 e-con-full e-flex e-con e-child\" data-id=\"abf83f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a17b7c3 elementor-widget elementor-widget-heading\" data-id=\"a17b7c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">For full details<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6c10a1 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e6c10a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/nossos-planos\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">check the table of benefits in your plan at www.bestdoctorsinsurance.com\/en\/our-plans\/<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"featured_media":0,"parent":0,"template":"","meta":{"_acf_changed":false},"categories":[],"class_list":["post-5649","first-aid-kit","type-first-aid-kit","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefits\u2028&amp; deductibles - Best Doctors Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/first-aid-kit\/benefits-deductibles\/\" \/>\n<meta property=\"og:locale\" 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Individual deductible It\u2019s amount that an insured must pay every PolicyYear for Covered Expenses Individual deductible A maximum of [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bestdoctorsinsurance.com\/pt\/first-aid-kit\/benefits-deductibles\/\" \/>\n<meta property=\"og:site_name\" content=\"Best Doctors Insurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BestDoctorsInsuranceBDI\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-22T14:45:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bestdoctorsinsurance.com\/wp-content\/uploads\/2026\/03\/Group-1-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"566\" \/>\n\t<meta property=\"og:image:height\" content=\"285\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/\",\"url\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/\",\"name\":\"Benefits\\u2028& deductibles - Best Doctors Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Group-1-1.png\",\"datePublished\":\"2026-04-22T13:09:49+00:00\",\"dateModified\":\"2026-04-22T14:45:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Group-1-1.png\",\"contentUrl\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Group-1-1.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/first-aid-kit\\\/benefits-deductibles\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.bestdoctorsinsurance.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Benefits\\u2028&#038; 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